Dear Addy: Transition to Medicare

Dear Addy, I have severe hemophilia B and take several prescription drugs for break through bleeds and medical procedures. Can I continue to take these drugs when I am retired in 18 months and on Medicare? If not, what would my options be? How would I ever afford the 20% co-pays? I have money saved […]

Dear Addy: CAAP Clarification

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Dear Addy, I keep hearing all about accumulator adjusters. Are those the same as copay accumulators? There are so many different terms that I get mixed up! Signed, Copay Confused Dear Co-Pay Confused, Those are great questions. Co-pay accumulator adjuster programs (CAAPs) are becoming increasingly common in the bleeding disorders community, and they are complicated! […]

Dear Addy: Bleeding Disorders Awareness Month

Dear Addy, I’m interested in getting a local resolution passed declaring and celebrating that March is Bleeding Disorders Awareness Month. My only question is…how exactly do I do that? Signed, Resolved for a Resolution Dear Resolved for a Resolution We’re thrilled to hear that you’re interested in getting a local March is Bleeding Disorders Awareness […]

Dear Addy: Prior Authorization

Dear Addy, I need to refill my prescription and I was told that I need a prior authorization. Why does the insurance company need it? I still have hemophilia! Signed, Awaiting Approval…Again! Dear Awaiting Approval, That’s a great question, and I can understand your confusion! While bleeding disorders are a chronic medical condition for which […]

Dear Addy: Year-Round Advocacy

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Dear Addy, I’m interested in getting involved in policy and advocacy work, but am I too late to get involved? When’s the best time of year to advocate? Signed,Too Late to Advocate? Dear Too Late to Advocate, No need to worry – you’re in luck! You’re not too late at all. Advocacy is Year-Round While […]

Dear Addy: SNF Access

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Dear Addy, I am going to have a knee replacement next month and hope that I can get post-operative care in a skilled nursing facility. I’ve heard that Medicare beneficiaries like me haven’t been able to get admitted into skilled nursing facilities. Am I missing something? Signed, It’s Not a Limp, It’s A Swagger https://youtu.be/pnB4oUm8pIU […]

Dear Addy: Open Enrollment Options for 2022

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Dear Addy, I know Open Enrollment for 2022 health insurance began on November 1, 2021. As a person with a bleeding disorder, what do I need to know, and how should I go about choosing my options? Signed, Anxious About Insurance https://www.youtube.com/watch?v=tZ79sOLnLzI&feature=youtu.be Dear Anxious, You are right that Open Enrollment just started and is the […]

Dear Addy: Medicare Open Enrollment for 2022

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Dear Addy, I am a Medicare beneficiary weighing my plan options for 2022. What do I need to know about choosing a plan for the coming year? Medicare Beneficiary Dear Beneficiary, Every year Medicare Open Enrollment runs from October 15 through December 7. This is the time of year when you can decide to stay […]

Dear Addy: Policy Newbie

Dear Addy,I want to become a better bleeding disorder advocate, but with so much going on in healthcare, I’m not sure which areas I should focus my on first. Does HFA have any suggestions on how to narrow my focus?Policy Newbie https://youtu.be/9JnydjmtXrw 

Dear Addy: Eager Employee

Dear Addy:I am a young professional that entered the workforce during the COVID-19 pandemic. Since I was working from home, I did not have to worry about bleeds keeping me out of the office. As I begin to return to work, I worry about how my bleeding disorder may affect my ability to perform in […]

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