The plan i would select again is a blue cross blue shield plan that is not a deductable plan. I currently have BCBS and its definetly been the most comprehensive healthcare Ive had. They have been most comprehensable insurance that Ive had as far as i can remember. I am on a deducable plan at the moment and this is not a plan that I would have choose if I had my choice of plans because of the increase of cost through copays and such. This is something I would not have know about until I started learning more about the differences in health care options and Im still learning about the differences.