Dangers & Drawbacks of "Skinny" Plans
Avoid “skinny” plans: short-term health plans, health care sharing ministries (HCSMs), and other forms of non-ACA-compliant coverage. These products (often widely advertised) won’t offer the benefits you need and may leave you exposed to high out-of-pocket costs for care. To get the coverage you need, look for plans that meet ACA standards. Start your insurance search at healthcare.gov. Remember, you may be eligible for tax credits to help you pay your premiums if you buy a plan on the ACA marketplace.